Insurance

Insurance is a document business with a conversation at each end. We build agents that read submissions and claims files, hold the first conversation with the policyholder, and prepare decisions for underwriters and adjusters.

New Claim Intake AgentTakes a new claim in one conversation, gathers the evidence and sends it to the right handler.ConversationsCommercial Underwriting Submission AgentReads applications for business insurance, extracts the details, checks them against what you will insure and prepares the file for the underwriter.Decisions and approvalsPolicy Explanation AgentExplains to customers in plain language what their policy covers, quoting the relevant section.ConversationsClaims Cost Recovery AgentFinds closed claims where another party was at fault and pursues their insurer for the cost.Research and reviewClaim Fraud Detection AgentInvestigates suspicious claims by comparing them with other claims and outside information.Monitoring and alertsInsurance Agent AssistantHelps insurance salespeople quote, issue and service policies across your products.ConversationsLoss Prevention AgentContacts customers with advice on avoiding losses, based on their circumstances and changing conditions such as weather.Monitoring and alertsRenewals Management AgentManages policy renewals: recalculates the price, contacts customers and works to keep them.ConversationsInsurance Regulatory Filing AgentTracks the filings each regulator requires and prepares compliant submissions on time.Decisions and approvalsMedical Bill Review AgentReviews medical bills on injury claims for correct pricing, signs of fraud and appropriate treatment.Decisions and approvalsCatastrophe Response AgentAdds claims capacity after a major event such as a storm: prioritises claims, assigns them and keeps customers informed.Coordination across teamsOnline Insurance Quote AgentGives customers an insurance quote through a natural conversation in place of a long form.Conversations

Systems we work with

  • Policy administration
  • Claims management
  • Rating engines
  • Broker portals and bordereaux
  • Third-party data such as weather, vehicle and property

Rules and standards we design for

  • FCA Consumer Duty and fair-value rules
  • Lloyd’s and delegated-authority requirements
  • US state filing requirements
  • Solvency reporting

Good places to start

  • First notice of loss
  • Submission intake
  • Fraud and subrogation
  • Renewals and servicing

Tell us which work takes up too much of your team’s time.

We will tell you honestly whether an AI agent can help, and what it would involve.